• New York Court Requires Social Security Judge to Clarify Medical Record in Disability Benefits Case - Stokes v. Commissioner of Social Security

    Updated: 2012-05-31 04:38:45
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home New York Court Requires Social Security Judge to Clarify Medical Record in Disability Benefits Case Stokes v . Commissioner of Social Security May 30, 2012 In order to prove a claim for Social Security disability benefits an individual must provide the Social Security Administration SSA with clear and convincing medical evidence that details the extent of the claimant's impairment , its onset date and its effect on the claimant's ability to perform work . While the Eastern District of New York recently ruled in Stokes v . Commissioner of Social Security that an SSA

  • A Fixed Term SPIA Makes Great Retirement Financial Sense

    Updated: 2012-05-30 22:40:04
    In retirement, a guaranteed income can reduce your stress and allow you a less-panicked approach to retirement investing. With no pension, you may be relying on Social Security as your only assured retirement income stream. Buying a life annuity can guarantee that extra income and makes great retirement financial sense if your resources are limited. The only reason that retirees [...]

  • New Jersey Court Reverses Disability Benefits Denial for Failure to Consider Claimant Testimony - Troy v. Commissioner of Social Security

    Updated: 2012-05-30 15:13:18
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next New Jersey Court Reverses Disability Benefits Denial for Failure to Consider Claimant Testimony Troy v . Commissioner of Social Security May 30, 2012 In Social Security disability cases medical evidence doctor's opinions , treatment records , objective clinical studies etc . is the key to winning a claim . That is , a clear and accurate record showing that the claimant suffers from an impairment or combination of impairments affecting his or her ability to work makes it more likely that a claim will ultimately be approved . In Troy v . Commissioner of Social Security

  • Doctor Opinions in Social Security Disability Cases: Which Ones are Treating Physicians? Ash v. Commissioner of Social Security

    Updated: 2012-05-30 03:21:51
    : . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next Doctor Opinions in Social Security Disability Cases : Which Ones are Treating Physicians Ash v . Commissioner of Social Security May 29, 2012 The treating physician rule providing that the opinion of a Social Security disability claimant's treating physician is entitled to substantial weight , unless contradicted by other substantial evidence is an important tool in many disability benefits cases and one that is often the subject of posts on this blog . In Ash v . Commissioner of Social Security a Magistrate in the District Court for the Southern District of Ohio

  • How Does a Retirement Calculator Work

    Updated: 2012-05-29 22:34:54
    Any retirement calculator takes the numbers below and combines them as described to help you make an estimate of the number you desire, such as: how much monthly income you will have in retirement OR How much income you will need OR How much savings you'll need to meet your retirement income goals Your current age tells the retirement calculator [...]

  • U.S. Supreme Court Rules State Law Controls Whether Children Conceived After Father’s Death Are Entitled to Social Security

    Updated: 2012-05-29 19:53:00
    The U.S. Supreme Court has unanimously ruled that children conceived with a dead father’s sperm are not entitled to Social Security survivors benefits if they were not eligible to inherit property from him under state law. When Robert Capato was diagnosed with cancer, he froze some of his sperm before he started treatment so that [...]

  • Know the Pros and Cons of Online Retirement Calculator

    Updated: 2012-05-28 20:15:34
    Click to immediately use our retirement calculator. However, to better understand what a retirement calculator will tell you, read on. The purpose of every retirement calculator is to tell you one or both of these two pieces of information: how much you need to save (usually per month) to be able to retire or how big of a nest egg [...]

  • New ADA Rule Involving Accessible Swimming Pools Put On Hold

    Updated: 2012-05-28 01:54:20
    The Justice Department will delay implementation of a new accessibility requirement for swimming pools under the Americans with Disabilities Act. New standards designed to ensure that existing public swimming pools were made accessible for people with disabilities will now take effect January 31, 2013. Initially the rules were supposed to be implemented in March 2012. [...]

  • Pre-Retirement Age Checklist

    Updated: 2012-05-27 20:38:39
    The discipline of retirement planning makes you feel comfortable and assured and provides a roadmap for a new phase of life. Here's a list of questions to get you into the swing of things. Searching out constructive answers for your situation will put you in control. The questions are grouped according to 7 basic retirement planning areas: Your company retirement [...]

  • Forced Retirement Age Before Your Spouse?

    Updated: 2012-05-26 21:12:09
    Today, many couples both work. They may plan to retire together, but sometimes unexpected layoffs force one spouse out of a job at a retirement age earlier than expected. If he's the higher earner, lack of fulltime job prospects can force him into permanent retirement. What should the couple do to generate sufficient retirement income? Adapt to a Pre-retirement Strategy [...]

  • Retirement Options that Affect Your Retirement Age

    Updated: 2012-05-24 21:05:54
    You are at the stage where you could retire or not. A recent study has found five trade-off circumstances that affect an employee's decision to retire or not. Let's review the findings of these effects and the retirement options. Increase retirement wealth versus prospects for good work earnings effect Employees who have experienced significant increases in their wealth - in [...]

  • Retirement Advice on Life Insurance

    Updated: 2012-05-23 20:17:17
    Perhaps you've reached retirement, have no dependents, and now feel life insurance is unnecessary for you. You may be right. But if, later, you've accumulated debts and want them covered when you die, you may choose to do it with life insurance - or an alternative. Here's some retirement advice on various options with life insurance. Retirement advice on using [...]

  • Retirement Advice: How to Earn Money in Retirement

    Updated: 2012-05-22 21:14:38
    Some approaching or arriving at the traditional retirement ages recognize that they'll have to continue working into their retirement years. Workers without traditional employer-sponsored pensions and retiree health plans often need to work until they qualify for Social Security and Medicare and gain access to their retirement plans. Our recent recessionary environment has left many out of a job and [...]

  • Retirement Advice on Estate Planning – It's Not Just for Wealthy

    Updated: 2012-05-22 08:27:10
    You may hear a lot of retirement advice regarding wills and trusts. These words sound like things that only the wealthy need consider but there's lot more to state planning that's important for all. Estate planning is an essential part of retirement planning although many people aren't aware of all that it encompasses. It is not good retirement advice to [...]

  • Social Security Disability Claims for People Who Suffer from a Combination of Impairments - Henderson v. Commissioner of Social Security Administration

    Updated: 2012-05-10 15:20:10
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next Social Security Disability Claims for People Who Suffer from a Combination of Impairments Henderson v . Commissioner of Social Security Administration May 10, 2012 In order to be eligible for Social Security disability benefits a claimant must generally prove that he or she either hasn't worked or it is foreseeable that he or she will be unable to work of one year or more due to physical or mental impairment . The claimant's disability need not be based on one single impairment , however . Often , a claimant is rendered disabled by a combination of impairments which

  • New York Court Rejects Social Security Judge's Decision in Disability Case, Citing Treating Physician Rule - Olenick v. Astrue

    Updated: 2012-05-09 20:13:59
    , . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next New York Court Rejects Social Security Judge's Decision in Disability Case , Citing Treating Physician Rule Olenick v . Astrue May 9, 2012 If the Social Security Administration SSA were to compile a list of the most important rules for its Administrative Law Judges ALJs to follow in considering a disability claim somewhere near the top would be the treating physician rule , which provides that an opinion by a claimant's treating physician is given controlling weight if it is well-supported by medically acceptable clinical and laboratory diagnostic techniques and is

  • Vocational Experts and Hypothetical Questioning in Social Security Disability Cases - Sherwood v. Astrue

    Updated: 2012-05-08 20:30:04
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next Vocational Experts and Hypothetical Questioning in Social Security Disability Cases Sherwood v . Astrue May 8, 2012 A Social Security Administration SSA Administrative Law Judge ALJ reviewing a disability benefits claim will often call on a Vocational Expert VE a vocation rehabilitation professional who provides advice to an ALJ regarding a claimant's ability to perform any type of work activity , to testify as to the kind of work if any that a hypothetical person with the same limitations as the claimant can do . In Sherwood v . Astrue the District Court for the

  • Social Security and Department of Defense Implement New Process to Improve Efficiency for Wounded Warriors Applying for Disability Benefits

    Updated: 2012-05-07 03:14:13
    Electronic Medical Records Will Reduce Time for a Decision The Social Security Administration and the Department of Defense (DoD) are working together to improve access to disability benefits for the nation’s Wounded Warriors, service members, veterans, and their dependents. A new nationwide project enables Social Security disability case processing sites to receive military medical records [...]

  • New Jersey Court on "Objective Medical Evidence" in Social Security Disability Cases - Bokor v. Commissioner of Social Security

    Updated: 2012-05-06 23:21:41
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next New Jersey Court on Objective Medical Evidence in Social Security Disability Cases Bokor v . Commissioner of Social Security May 6, 2012 In discussing the law associated with Social Security disability benefits on this blog , we often refer to evidence : medical records , court documents , witness testimony and all of the other things that a disability claimant can present to the Social Security Administration SSA in attempting to prove his or her claim . In Bokor v . Commissioner of Social Security the U.S . District Court for the District of New Jersey explains that

  • Early Retirement and Social Security

    Updated: 2012-05-04 23:19:11
    I probably don’t have to worry about early retirement since I am way behind on my retirement savings but for those of you who are considering early retirement and planning on collecting Social Security there are several things to consider. Millions of Americans are coming up on their long-awaited break from the workforce. With the [...]

  • Facebook Privacy and Security Article on ConsumerReports

    Updated: 2012-05-04 03:23:31
    I wanted to pass along a really good article on Facebook Privacy that was released on ConsumerReports.org.  There are some good quotes from others in the security and privacy community including Kevin Johnson and Ed Skoudis.  Check out the article here: http://www.consumerreports.org/cro/magazine/2012/06/facebook-your-privacy/index.htm  

  • The Duration Requirement for Mental Impairments in a Social Security Disability Case - Peterson v. Commissioner of Social Security

    Updated: 2012-05-03 23:21:25
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Next The Duration Requirement for Mental Impairments in a Social Security Disability Case Peterson v . Commissioner of Social Security May 3, 2012 In Peterson v . Commissioner of Social Security a federal magistrate judge explains that a person suffering from one or more severe mental impairments may be eligible for Social Security disability benefits not only if a single impairment has lasted for at least one year , but also if in combination , his limitations can be expected to last that long at a level that makes him unable to . work In March 2008, Plaintiff Bennie

  • My Retirement Blog $5 Amazon Gift Card Giveaway

    Updated: 2012-05-03 22:54:56
    To thank those of you who are reading and commenting on this blog I am giving away a $5 Amazon e-gift card. All you have to do to enter is leave a comment below. One entry per person please. I will draw the winner at random on Thursday May 10. My Retirement Blog was included [...]

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